FAQs
- What education and/or training do you have that relates to your work?
My academic journey has played a transformative role in shaping my skills as a successful financial coach. With a bachelor's degree in human services and a master's in business administration, I have gained a deep understanding of human behavior, psychology, and the intricacies of business management. These foundational degrees have provided me with a strong knowledge base that underpins my approach to financial coaching. To further enhance my expertise in the field, I have invested in various specialized certifications and training programs. My Financial Peace Facilitator training has equipped me with the tools and strategies developed by renowned financial expert Dave Ramsey. This training has allowed me to guide individuals in overcoming debt, creating budgets, and achieving long-term financial goals with a proven methodology. In recognition of the unique challenges women face in personal finance, I pursued a Women's Empowerment Coaching certification. This specialized certification has honed my ability to understand and address the distinct financial needs and aspirations of women, empowering them to take control of their financial futures. Recognizing the profound impact of financial knowledge and education, I have also become a Certified Financial Trainer. Through this training, I have gained the expertise to effectively educate and inspire others to develop financial literacy and make informed decisions about their money. This certification has allowed me to confidently deliver workshops, seminars, and personalized financial education sessions. I am committed to staying up-to-date with the latest industry trends, strategies, and best practices. Therefore, I prioritize continuing education by regularly participating in training programs, workshops, and courses. By doing so, I ensure that I stay informed about the ever-evolving landscape of personal finance and can offer my clients the most relevant and effective guidance. Additionally, I have gained invaluable experience by working for a financial planning firm for a year. This professional experience has provided me with real-world exposure to diverse financial scenarios, enabling me to apply theoretical knowledge in practical settings. This hands-on experience has played a crucial role in further honing my skills as a financial coach, allowing me to navigate complex financial challenges with expertise and empathy. Through my diligent pursuit of education and professional experience, I have developed a comprehensive skill set that encompasses financial literacy, coaching techniques, women's empowerment, and business management acumen. These qualifications, certifications, and experiences serve as the foundation for my success as a financial coach, allowing me to guide and empower others on their own journeys toward financial freedom and well-being.
- How did you get started doing this type of work?
How I Got Started with Financial Coaching: My Journey to Empower Others In 2018, my life seemed to be drowning in a sea of overwhelming debt. With a staggering $70,000 in consumer debt, including car loans, credit cards, jewelry debt, and medical bills, I felt suffocated by the weight of my financial burdens. As a young mother, my husband and I were no strangers to the challenges of starting a family at a young age, and our limited financial education had left us ill-equipped to navigate the treacherous waters of money management. Living paycheck to paycheck, without a clear understanding of how to budget or manage our household expenses, it seemed like a constant struggle to keep our heads above water. Our parents, who had also become parents in their teenage years, had taught us the value of hard work, but their financial knowledge was limited to the notion of financing things we couldn't afford. It was during this period of financial turmoil that fate intervened. By chance, a financial podcast stumbled across my path, offering a glimmer of hope in what seemed like an insurmountable situation. As I delved into the teachings of this podcast, I discovered that money didn't have to be as daunting and overwhelming as it had always been for me. There was an untapped world of financial literacy awaiting exploration, and I was eager to embark on this journey of discovery. With newfound determination, I created a plan to tackle our debt head-on. Over the course of two years, fueled by relentless commitment and unwavering focus, my husband and I paid off every cent of our outstanding debt. It was an exhilarating feeling, liberating us from the shackles of financial stress and opening up a world of possibilities. Life-changing experiences are meant to be shared, and I couldn't keep this newfound knowledge and empowerment to myself. I began sharing everything I had learned with friends and family, hoping to inspire and guide them on their own paths to financial freedom. What started as a passion quickly became my obsession, as I found immense joy in helping others gain control of their finances, teaching them how to manage money and build wealth. By 2020, my husband and I had achieved significant milestones in our financial journey. We had established an emergency fund, providing us with a sense of security we had never experienced before, and we had even saved enough for a down payment on our dream house. Confident in my abilities and the impact I was making, I made the bold decision to leave my stable government career behind and join a financial planning firm in New York in 2021. The allure of working alongside like-minded individuals and the opportunity to elevate my financial coaching skills proved too enticing to resist. Yet, the burning desire to make an even greater impact led me to take another leap of faith in 2022. I embarked on the thrilling journey of starting my own financial coaching business, allowing me to work full-time doing what I love most – empowering individuals to take control of their financial destinies. Today, as I reflect on my journey, I am grateful for the challenges we faced and the strength we found within ourselves to overcome them. It is this gratitude that fuels my passion for financial coaching, and it is my unwavering belief that every individual has the power to transform their lives through financial literacy. I have had the honor of guiding hundreds of people on their own paths to financial freedom, witnessing their growth and witnessing the transformative power of financial education. The impact I make in their lives is immeasurable, and it is the driving force behind my relentless pursuit of empowering others to take control of their financial well-being. As I continue on this beautiful journey, I am humbled by the opportunity to walk alongside my clients, providing them with the knowledge, tools, and support they need to achieve their own financial dreams. Together, we navigate the twists and turns of the financial landscape, overcoming obstacles and celebrating victories. My why is deeply rooted in my own personal experiences. I understand the crippling weight of debt, the fear that accompanies financial uncertainty, and the overwhelming desire for a better future. It is my mission to equip others with the financial knowledge and mindset necessary to break free from the chains of financial stress, to build a solid foundation for their dreams, and to live a life of abundance and fulfillment. Financial coaching is not just my profession; it is my purpose. And I am honored to guide others on their own path to financial freedom, so that they too can experience the transformative power of financial empowerment.
- What types of customers have you worked with?
Throughout my career as a financial coach, I have had the privilege of working with a diverse range of clients, each with their own unique circumstances and goals. From fresh graduates taking their first steps into the working world to high-income executives seeking to optimize their financial strategies, I have supported individuals at every stage of their financial journey. For young adults embarking on their independent lives, I have helped them navigate the transition from living with their parents to managing their own finances. Together, we have established budgets, educated them about the importance of building an emergency fund, and guided them in making informed decisions about student loans, credit cards, and other financial obligations. By equipping them with the necessary tools and knowledge, these individuals are able to set themselves up for long-term financial success. Conversely, I have also worked closely with experienced professionals and high-income earners, helping them leverage their resources to achieve their financial goals. Whether it involves structuring investments, optimizing retirement savings, or making strategic career decisions, I have provided guidance and support tailored to their specific needs and aspirations. Empty nesters preparing for retirement face a unique set of challenges. As their financial coach, I have helped them navigate the transition from actively earning income to strategically managing their assets for a comfortable retirement. Through comprehensive retirement planning, analyzing investment options, and optimizing their savings, I have provided peace of mind and a clear roadmap toward financial security in their golden years. I have a special place in my heart for clients with ADHD, understanding the unique challenges they face in managing their finances due to the way their brain is wired. With patience, understanding, and proven strategies, I have helped individuals with ADHD develop effective systems and routines to better manage their finances, overcome impulsive behaviors, and build long-term financial stability. In my work as a financial coach, I have encountered individuals who have experienced generational curses and deeply-rooted patterns of financial struggle. With empathy, compassion, and non-judgment, I have supported them in breaking free from these destructive cycles. By combining practical financial strategies with personal growth and mindset shifts, I have witnessed tremendous transformations as they gain control over their financial lives and move towards a future of abundance and prosperity. This broad spectrum of clients speaks to my versatility as a financial coach, as well as my ability to adapt my approach to meet each individual's unique needs. By providing personalized guidance, support, and education, I create a safe and nurturing environment for my clients to overcome their financial fears, establish healthy habits, and ultimately achieve their dreams.