How much does an inground pool cost?

*Figures above represent total national average low- to high-end pricing for inground pools, including labor, material and equipment costs.

Keep in mind that these are only averages of how much an inground pool costs. You should always get several quotes from nearby professionals in your area. 

Continue reading to learn more about the different factors that can impact inground pool costs.

The national average labor costs for an inground pool range from $6,726-$41,263, depending on the pool type and its size. Average material costs range from $14,680-$47,247.

*Figures above represent total national average pricing for inground pools, including average low- to high-end costs.

In addition to the type of pool you choose, two main factors that impact the total cost of an inground pool are materials and labor. Materials are what you use to build the pool, while labor is the crew that puts it all together.

Building a bigger pool increases the materials and labor hours you need, raising the overall price.

*Figures above represent total national average low- to high-end pricing for inground pools, including labor, material and equipment costs.

Generally, the smaller the pool, the more affordable it will be. If you choose a fiberglass pool that's 300 square feet or less, you'll pay an average of $21,947-$33,705. That's cheaper than a vinyl pool of the same size, which typically costs between $29,714-$45,634. 

We'll go over the differences between these types of pools below.

On average, fiberglass inground pools cost $26,128-$41,375, but low- and high-costs can range anywhere from $21,947-$53,373 in the U.S.

*Figures above represent total national average low- to high-end pricing.

A fiberglass pool is made from a one-piece fiberglass shell. Because of this, you may need specialized equipment like a crane or conveyor belt to install the pool. However, once that's complete, the rest of the installation should involve less labor and time than installing a vinyl-lined pool (which has a higher labor cost).

Since fiberglass pools have several layers of protective gel, they don't require a typical pool liner. This makes them relatively low maintenance in comparison to vinyl pools. Also, because the interior surface is so smooth, fewer algae grow on them than on vinyl pools.

One downside? You’re limited in the size and shape you can choose, as most models are prefabricated.

On average, concrete inground pools cost $40,350-$84,836 to install in the U.S.

*Figures above represent national average low- to high-end pricing for sprayed concrete pools that are 450 square feet.

A concrete pool is a durable option for an inground pool, as it's reinforced with steel rebar. After digging out a hole and framing the sides and bottom with steel, you then spray concrete to fill in the space. This technique allows for complete customization of the shape and size, making concrete pools a good choice for unique spaces or design aesthetics.

Plaster finishes are more affordable. However, they don't offer as much in the way of design. Adding tile, however, gives you a more vibrant touch, especially if you choose a mosaic mural. Just be prepared to pay more.

Both types of concrete inground pools take a while to install, as you need to wait for the concrete to cure, then apply whatever finish you choose. 

Also, even though concrete is extremely durable, it does require regular maintenance. You'll need to fix or repair any cracks or broken tiles immediately to keep your pool in good shape. Your pool may also require an acid wash every few years to clean off stubborn algae.

On average, vinyl inground pools cost $29,714-$77,000 to install in the U.S.

*Figures above represent total national average low- to high-end pricing.

With a vinyl inground pool, you have decent flexibility when deciding on the size and shape of vinyl liner pools. 

However, vinyl is a much less durable pool material than concrete or fiberglass. The liner can rip, and while you can patch small holes, bigger tears may require a full liner replacement. 

Even with the best maintenance, you'll likely have to do a full-liner replacement after about 10 years, which can be quite costly. You'll also need to properly balance your pool's chemicals to keep the liner from deteriorating.

Size, materials and labor aren't the only factors that'll impact the cost of an inground pool. You'll also have to keep in mind these cost considerations:

• Saltwater vs. chlorine. Saltwater pools can be a little more costly upfront, requiring more expensive equipment. However, freshwater pools require more chemicals and chlorine maintenance to regulate the water.
• Time of year. Many manufacturers are booked solid in the spring and summer, so installing a pool in the fall or winter may be cheaper due to less demand. However, this may not be possible in colder climates where the ground freezes. 
• Permitting. You may need to pay your local government a permitting fee to build your inground pool. This can vary by city, so check with the local government.
• Add-ons and features: Per U.S. Consumer Product Safety Commission guidelines, most municipalities require you to have a fence around your pool. You may also want a deck for lounging, fun water features like a waterfall or fountain, or even a diving board, fancy pool lighting or swim-up benches.

Looking for ways to save on your new swimming pool? Here are a few tips on cutting costs:

• Keep your pool shallow. Adding on a deep end increases labor costs, as you'll have to dig deeper into your yard.
• Take on some of the labor yourself. For example, you might be able to dig out the hole on your own with rented equipment. Then, you can call in the professionals to install the pool.
• Order your pool beforehand. Place your order in the fall or winter when the demand has slowed.
• Skip the patio for now. While you'll likely need to install a fence with your pool, you don't necessarily need to get a patio put in right away.
• Get a few different quotes. Always compare pool prices before settling on an installer. We recommend contacting three to four professionals for estimates.

In some cases, you can save anywhere from $6,000 to $10,000 by installing a pool on your own. However, this isn’t always recommended. 

The project can be far more costly if you mess up a step and have to call a pro to come and fix the problem.

Also, keep in mind that you'll still have to pay for the pool shell or walls, which is the most expensive part of the build. You'll also need to rent digging equipment, provide your own water and pay for the plumbing and connection equipment.

The cost of building a pool yourself vs. hiring a pro to do it goes beyond saving on labor. 

When you build a pool yourself, you'll need to invest a lot of time, using up your weekends and evenings after work. You may also need to hire some helpers. And unless you have a stocked workshop, you'll likely need to buy many tools to finish the job.

Professionals, on the other hand, will have all of these tools and materials at the ready. While they may have to rent digging equipment just like you, they probably have a relationship with the supplier that gets them a discount. 

Also, if something goes wrong during the installation, they'll be responsible for fixing it. If you install something wrong, it's on your shoulders — and you'll likely have to call someone to take a look.

If you're curious about how long an inground pool will last, ask your manufacturer or contractor. They'll be able to provide a more accurate estimate based on your specific situation. You can also consult your warranty if you have one.

The International Association of Certified Home Inspectors estimates that a concrete shell will last 25 years or more. Interior pool finishes can last 10 to 35 years, while a vinyl liner lasts around 10 years.

An inground pool can be a worthwhile investment for many pool owners. Pools provide years of entertainment and relaxation.

Inground pools can also be much more aesthetically pleasing than an above-ground pool. You can also have more control over the shape, size and style, allowing you to create a custom outdoor oasis.

When it comes to curb appeal and home values, an inground pool may be an attractive feature that potential homebuyers are looking for. If you’re planning to sell your home soon, chat with your real estate agent to see if inground swimming pools are a desired feature among buyers.