FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
There are three capacities that we can work together. 1. Investment Services - We are able to assist with investment account creation or management. Services include investment accounts, retirement accounts, 401k/IRA rollovers, annuities etc, in either a brokerage account or managed account platform. For brokerage accounts, that encompasses a "buy & hold" strategy, I am compensated through brokerage fees. For managed accounts, that encompasses ongoing maintenance, rebalancing & review. I am compensated through a % of assets under management (AUM). 2. Insurance Services - I am able help implement protection planning for yourself and your family. Typically, the main pieces we focus on are life Insurance & disability Insurance. I am compensated through commissions on insurance products that are recommended to fit your needs. 3. Ongoing Financial Planning *where most clients find the largest value* - a fee based service in which you hire our team to assist with holistic planning. This provides you access to myself & my team as your fiduciary financial planning team. The planning relationship is initially for a 1 year agreement of financial planning services. The agreement is completely up to you to continue on after that. Financial planning fees start at $3,000
- What is your typical process for working with a new customer?
Our typical process is pretty simple! - We start with an initial meeting to most importantly get to know each other. This allows us to chat and identify if we would be effective working together. You have the floor to ask me any questions, as well as speak what's on your mind & what you'd like to accomplish! I also use this time to understand a glimpse into your situation, as well as provide you with a background on myself. The initial meeting should not be centered around products and solutions. - The next step (once we like each other) is figuring out the best way to work together. This is important to understand as it defines what type of relationship you expect to have moving forward. -The remaining steps after this are all dependent on the first two. Some individuals know what they want and take action quicker. For others it takes more time to peel back the layers and get to recommendations at a later date.
- What education and/or training do you have that relates to your work?
I graduated with a Bachelor's in Business Management from Florida Atlantic University. I am an Investment Advisor Representative and I am series 7, 6, 63, 65 & SIE licensed for investment planning. I am 2-15 licensed for insurance planning