FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
We offer wholesale mortgage loans which means we offer some of the lowest rates in the state. As a wholesale lender brokerage we have less overhead than a traditional bank, retail, or lending institution and therefore fewer fees passed on to our customers. We work with the leading lenders who leverage technology to make the lending process faster, simpler, cost saving, and less stressful. We can offer rates others can't, or aren't willing to; helping you find the lowest monthly payment possible.
- What is your typical process for working with a new customer?
In a world where things feel more and more disconnected we love to have a personal touch. You can reach out via a traditional method like calling, texting, direct message, and email or jump into our online portal via the website link to answer some key questions. Either way we want to get to know you and your story, goals and current capabilities so we can know how best to support you. We'll have some personal and financial questions which will help us be able to pre-approve, pre-qualify, or pre-underwrite a home loan for you. It's not an obligation to purchase a home, but rather a tool to help you go shopping with; unless of course you already have a place in mind. If you have a Real Estate Agent already then that's great, or we can put you in touch with some of the best. Either way, they'll want to hear from me before helping you shop. I can help you with almost any residential property in California; Condo's and Cooperatives to Single/Multi-Family Homes and Mansions. The first step is reaching out. When would you like to get started, today?
- What education and/or training do you have that relates to your work?
More uniquely, I served in the military, specifically the U.S. Marine Corps, with combat deployments, so I am a Veteran. What does that have to do with Real Estate? Aside from helping establish core values, work habits, and professionalism, very few Loan Officers in the Mortgage lending world have served in the military so they might be able to push paperwork for a VA loan, but most don't know what it means to be a Veteran; that's where I can relate, maybe swap some stories, and offer additional support or resources. Required of any professional Loan Officer I have taken courses related to Real Estate nationally and specifically for California, as well as courses covering national lending laws and procedures. I hold two licenses; one for the California Department of Real Estate (# 02123479 ) and one for lending, registered with the National Mortgage Licensing Service (# 2007340).